Organizations are faced with the challenge of separating with their employees at one time in the future. Many employees often seem unprepared for life after retirement and spend a significant part of their productive life worrying about it. Retirement results in changes in people’s lives as they ponder what to do after leaving formal employment. While this is not escapable, retirees can escape the suffering and consequences often suffered by preparing for retirement early. To do so requires a proactive approach to developing a retirement plan early enough in one’s career. Organizations also have the responsibility of helping their employees plan for their retirement. This not only makes the employees feel appreciated, it also leads to improved productivity.